With the Amex Serve card, you'll earn 1 percent cash back on purchases,
but pay a $5.95 monthly fee (unless you live in New York, Texas or
Vermont). And for Wallet Card users, Amex will give you $20 after your
third direct deposit of $500 or more. There are no fees with the Simple
Visa card, and Wallet Card owners will get $20 just for opening a Simple
account.
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